For those requiring home healthcare services or skilled nursing care, Basic vs. Standard Blue Cross Blue Shield plans offer different coverage options. The Basic plan generally provides coverage only for in-network providers, while the Standard plan allows for out-of-network options at a higher cost. Additionally, the Standard plan often provides more coverage for home nursing visits,... https://www.federalpensionadvisors.com/post/blue-cross-blue-shield-basic-vs-standard