Understanding the Impact of IRMAA 2026 on Married Couples The 2026 IRMAA brackets apply differently to married couples filing jointly compared to individuals. For couples, the income thresholds are higher but still require careful monitoring. If you and your spouse have a combined income that exceeds the specified IRMAA 2026 thresholds, both will face additional premiums for Medicare... https://www.federalpensionadvisors.com/post/2025-irmaa-brackets