The 2026 IRMAA brackets could lead to higher-than-expected Medicare premiums if you're not paying attention. These income-based thresholds are determined from your 2024 tax return and can cause sudden increases in Part B and D costs. To avoid moving into a higher premium tier, evaluate your modified adjusted gross income now. Reducing taxable income through qualified charitable distri... https://www.federalpensionadvisors.com/post/2025-irmaa-brackets